The 7 Best Mortgage Brokers in Dublin

Finding the right mortgage broker in Dublin can be a game-changer when it comes to securing the best home loan for your needs. Whether you’re a first-time buyer, refinancing your current property, or exploring investment opportunities, a skilled broker can simplify the process by navigating the complexities of the financial market on your behalf. In this guide, we’ll explore the 7 best mortgage brokers in Dublin, focusing on their expertise, customer service, and the range of services they provide. From understanding interest rates to selecting the most suitable loan terms, these professionals are here to help you make informed decisions and save money in the long run. Below are some of the key services and considerations when working with a mortgage broker in Dublin:

  • Loan Comparison: Assistance in comparing multiple lenders and their mortgage products to find the best rates and terms.
  • Pre-Approval Assistance: Guidance through the pre-approval process to strengthen your position as a buyer.
  • Refinancing Solutions: Helping you renegotiate your current loan terms to achieve lower rates or better conditions.
  • First-Time Buyer Guidance: Specialized support for those new to the home-buying process, including government schemes and grants.
  • Investment Property Loans: Tailored advice for investors looking to expand their property portfolio.
  • Credit Assessment: Evaluating your financial situation to match you with the most suitable mortgage products.
  • Fee Transparency: Ensuring there are no hidden costs in the loan process, with typical broker fees ranging from $500 to $3,000 depending on the complexity of the service.
  • Market Expertise: Access to up-to-date market trends, including fixed and variable rate options.
7

Number of companies

1210

Verified reviews

4,54

Average rating

GMC Mortgages
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1. GMC Mortgages

★ ★ ★ ★ ★ 5,0/5
Unit 1, The Seapoint Building, 44/45 Clontarf Rd, D03 F4A7, Dublin
  • Mortgage broker
  • Financial consultant
  • Life insurance agency

Why we chose them

GMC Mortgages, established in 1996, stands out as Ireland’s leading online mortgage advisor, offering a seamless and innovative approach to securing mortgages. Catering to first-time buyers, homeowners looking to switch mortgages, and those planning property investments, the company collaborates with all major lending institutions to secure the best deals tailored to individual needs. Their streamlined, free online application process allows clients to apply conveniently from home while receiving expert guidance from an experienced team of mortgage advisors. By simplifying the process and handling all the paperwork, they ensure clients save both time and effort.

Beyond mortgages, the company excels as a trusted financial consultant and life insurance agency, offering services such as pension planning, life insurance, mortgage protection, and income protection. With deep market knowledge and expertise in financial planning, they provide comprehensive assessments to help clients safeguard their financial future. Whether you’re seeking to reduce monthly costs by switching to a better rate or planning for retirement, their personalized solutions and commitment to customer satisfaction make them a standout choice in the financial services sector.

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Sherry FitzGerald
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2. Sherry FitzGerald

★ ★ ★ ★ ★ 4,7/5
Silverstone House, Ballymoss Rd, D18 A7K7, Dublin
  • Mortgage broker
  • Financial consultant
  • Real estate agent
  • Real estate auctioneer

Why we chose them

Sherry FitzGerald is Ireland’s largest property and financial services advisory firm, boasting over 100 offices nationwide. Based in Dublin City, this industry leader specializes in a wide range of services, including real estate agency, property auctions, mortgage brokerage, and financial consulting. Whether you’re buying, selling, or letting a property, their team of experts is dedicated to guiding clients through every stage of the process. With over 40 years of experience, they offer tailored advice for first-time buyers, landlords, and sellers, ensuring a seamless property journey backed by in-depth market research and insights.

In addition to residential and commercial property services, the company provides specialized valuations for various purposes, such as probate, banking, and taxation. Their comprehensive financial offerings include mortgage protection, life insurance, pensions, and financial planning, making them a one-stop solution for property and financial needs. A standout feature is their innovative platform, mySherryFitz, which allows clients to manage property transactions online, 24/7. Their commitment to putting people first, coupled with extensive expertise, sets them apart as a trusted partner in Ireland’s property market.

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Mason Wealth Management
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3. Mason Wealth Management

★ ★ ★ ★ ★ 4,9/5
73 Leeson Street Lower, D02 X524, Dublin 2
  • Financial consultant
  • Finance broker
  • Financial audit
  • Financial planner
  • Investment service
  • Life insurance agency
  • Pension office

Why we chose them

Mason Wealth Management, established in 1998, is a leading financial planning, pensions, and investment consultancy with decades of experience in delivering personalized financial solutions. Guided by a core value of putting clients first, the company specializes in creating tailored plans designed to meet individual financial goals. From wealth management and investment services to pension planning and life protection, their offerings cater to a wide range of needs, ensuring comprehensive support at every life stage. With a commitment to regular reviews, they adapt strategies to align with evolving client requirements, fostering long-term partnerships rooted in trust and expertise.

In addition to their financial planning services, the company offers a robust mortgage service, connecting clients with the best rates from all major lenders. This service is ideal for first-time homebuyers, existing mortgage holders seeking better terms, or those planning to move homes. Known for their impartial advice and flexibility, their experienced consultants provide holistic solutions by sourcing products from multiple providers. Their reputation for transparency and excellence has built a loyal client base, making them a trusted partner for individuals and businesses seeking to achieve financial security and success.

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Mortgage123
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4. Mortgage123

★ ★ ★ ★ ★ 4,9/5
6 Trinity St, D02 EY47, Dublin 2
  • Mortgage broker

Why we chose them

Mortgage123 stands out as a trusted mortgage broker in Ireland, offering expert advice and a streamlined online application process to make securing a mortgage hassle-free. Catering to a wide range of clients, they specialize in helping first-time buyers, second-time buyers, switchers, self-build projects, public sector employees, and expats find the best mortgage rates available. By liaising directly with banks and managing the entire process, they save clients valuable time and effort while ensuring peace of mind at every step of the journey.

Committed to empowering homebuyers, the company provides useful tools and resources, including mortgage calculators, checklists, and guides to simplify the decision-making process. Known for their personalized support and in-depth market knowledge, they take pride in being a reliable backbone for clients navigating the complexities of home financing. Regulated by the Central Bank of Ireland, they emphasize transparency and professionalism, making them a standout choice for anyone seeking expert mortgage assistance.

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Ray Cooke Mortgages & Financial Services
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5. Ray Cooke Mortgages & Financial Services

★ ★ ★ ★ ★ 5,0/5
Main St, Dublin
  • Mortgage broker

Why we chose them

Ray Cooke Mortgages & Financial Services Dublin has been a trusted name in the financial industry for over 15 years, specializing in helping clients navigate the complexities of mortgages, investments, and other financial services. Known for their personalized approach, they cater to a variety of needs, including first-time buyers, investors, movers, and those looking to remortgage or switch. Their streamlined online application process ensures efficiency and convenience, allowing clients to easily explore options for loan durations ranging from 1 to 40 years, as well as tailored life insurance plans.

As a dedicated mortgage broker, the company prides itself on simplifying the path to homeownership and financial security. Their user-friendly website allows clients to manage applications and make informed decisions with transparency and ease, while prioritizing privacy and data protection. By focusing on essential information and personalized service, Ray Cooke Mortgages & Financial Services Dublin has established itself as a reliable partner for individuals seeking expert guidance in financial matters.

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Cmcc Financial Solutions
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6. Cmcc Financial Solutions

★ ★ ★ ★ ★ 5,0/5
Suite 30 The Mall, Beacon Court, Dublin
  • Mortgage broker
  • Financial planner
  • Financial consultant

Why we chose them

CMCC Financial Solutions stands out as a trusted partner for individuals and businesses seeking comprehensive financial guidance. Specializing in areas such as pensions, savings and investments, family and business protection, and mortgages, the company takes a collaborative approach to financial planning. With a philosophy centered on building long-term relationships, they offer tailored solutions for first-time homebuyers, those climbing the property ladder, or anyone planning for retirement. Their team of seasoned experts ensures clients receive personalized strategies aligned with their financial goals and risk preferences, fostering a sense of security and confidence in their future.

The company’s services extend beyond individual needs to address the complexities of business financial planning. From income and life protection to employee pension schemes, they cater to both company owners and their teams, ensuring financial stability at every level. Their step-by-step process, from initial consultations to ongoing reviews, reflects a commitment to excellence and adaptability. With years of expertise and a client-centric ethos, CMCC Financial Solutions has earned a reputation for reliability, making them a valuable resource for those seeking tailored financial advice and solutions.

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Avatrade
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7. Avatrade

★ ★ ★ ★ ★ 2,3/5
Mayor Street Lower, Dublin
  • Finance broker

Why we chose them

AvaTrade is a globally recognized and award-winning online broker specializing in CFD trading across a wide range of financial instruments, including commodities, stocks, indices, cryptocurrencies, and more. With a presence in over 150 countries and regulation across nine jurisdictions, the company offers unparalleled security and reliability to its clients. Boasting access to over 1,250 assets, it supports trading through advanced platforms such as MetaTrader 4 and 5, AvaTradeGO, AvaOptions, and AvaSocial, ensuring seamless experiences for traders at all levels. Its unique features, including the AvaProtect risk management tool and low-spread, commission-free trading, make it a standout choice for those seeking innovative trading solutions.

Committed to empowering its global clientele, the company provides an extensive suite of educational resources, from trading eBooks and video tutorials to its Sharp Trader analysis portal. Clients benefit from personalized support through dedicated account managers and a user-friendly interface across all platforms. Additionally, the company offers specialized services like copy trading via platforms such as DupliTrade and ZuluTrade, making professional strategies accessible to all. With comprehensive offerings, including Forex, Vanilla Options, and ETFs, it provides an all-encompassing trading ecosystem designed for success.

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Frequently asked questions

What services does a mortgage broker in Dublin typically offer?

Mortgage brokers in Dublin offer a range of services, including loan comparison, pre-approval assistance, refinancing solutions, first-time buyer guidance, investment property loans, credit assessment, and advice on navigating government schemes and grants.

How much does it cost to hire a mortgage broker in Dublin?

The cost of hiring a mortgage broker in Dublin typically ranges from €500 to €3,000, depending on the complexity of the service and the broker's expertise. Some brokers may also receive commissions from lenders, which could reduce or eliminate upfront fees for clients.

How long does the mortgage approval process take when using a broker?

The timeline for mortgage approval varies, but with the help of a broker, the process usually takes between 2 to 6 weeks. Factors such as the complexity of your financial situation, the lender's requirements, and the completeness of your documentation can affect this timeline.

What should I consider when choosing a mortgage broker in Dublin?

When selecting a mortgage broker, consider their industry experience, reputation, range of lenders they work with, transparency in fees, and their specialization in areas such as first-time buyers or investment properties. Reading reviews and seeking recommendations can also be helpful.

Can a mortgage broker help if I have a low credit score?

Yes, mortgage brokers often work with clients who have a low credit score. They can assess your financial situation, recommend ways to improve your credit, and connect you with lenders who are more flexible with their credit requirements.

Are there specific benefits for first-time buyers working with a mortgage broker in Dublin?

Absolutely. Mortgage brokers can guide first-time buyers through the entire process, including accessing government schemes such as the Help-to-Buy incentive, explaining grants, and ensuring you understand the terms of your loan. They also help you secure pre-approval to strengthen your position when making an offer.

How do mortgage brokers compare different loan options for clients?

Mortgage brokers compare loan options by evaluating interest rates, repayment terms, fees, and conditions from multiple lenders. They tailor their recommendations to your financial situation, long-term goals, and preferences for fixed or variable rates, ensuring you get the best fit.

Do I need to pay a mortgage broker if they are paid by the lender?

In some cases, mortgage brokers are compensated by the lender through a commission, meaning you may not have to pay an upfront fee. However, it’s important to confirm this with your broker and ensure transparency in any fees or commissions involved in the process.

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