Finding the right loan agency in Dublin can be essential for managing your financial needs effectively, whether you’re looking for a personal loan, a mortgage, or business financing. With so many options available, it’s important to choose an agency that offers competitive rates, flexible terms, and excellent customer service. In this guide, we’ll explore the 7 best loan agencies in Dublin, providing you with insights into their offerings and helping you make an informed decision. From tailored financial solutions to transparent policies, these agencies cater to a variety of needs to ensure you can achieve your goals without unnecessary stress.
- 4. Ptsb
- 5. Ics Mortgages
- 6. Ptsb
- 7. Ptsb Ballyfermot
7
Number of companies
486
Verified reviews
3,54
Average rating
1. Pangea Mortgages
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4,9/5
15-2, Crag Terrace, D22 YW60, Dublin
- Mortgage lender
- Business to business service
- Financial planner
- Life insurance agency
Why we chose them
Pangea Mortgages is a leading mortgage broking service in Ireland, offering a customer-centric approach and over 15 years of financial expertise. Known for simplifying the complexities of the mortgage process, this company provides tailored solutions for first-time buyers, mortgage switchers, and high-value loans. With a team of industry-leading advisors, they guide clients through every stage, from initial consultation to final approval, ensuring informed and confident decision-making. Their comprehensive range of services includes mortgage advice, life insurance, income protection, pension planning, and mortgage protection, making them a one-stop solution for financial planning needs.
What sets this company apart is its hassle-free process and commitment to saving clients both time and money. By offering access to a wide network of lenders and competitive rates, they ensure clients secure the best deals available. Their expertise extends to niche markets, providing specialised services for professionals like doctors, teachers, and nurses. Additionally, they support clients with investment property advice and solutions for those with credit challenges. With a reputation for integrity, transparency, and exceptional service, they excel in delivering personalised financial strategies that align with each client’s unique goals.
2. Irish Mortgage Brokers
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5,0/5
619 N Circular Rd, D01 FT67, Dublin 1
- Mortgage broker
- Financial planner
- Insurance agency
- Loan agency
Why we chose them
Irish Mortgage Brokers stands out as a trusted provider of tailored financial solutions in Ireland. Specializing in mortgages, insurance, and financial planning, the company assists clients with diverse needs, including first-time buyers, those switching mortgage providers, refinancing, or investing in property. By collaborating with major lenders across Ireland, they offer access to competitive rates and a wide range of options, ensuring clients receive personalized advice and optimal outcomes. Their expertise extends beyond mortgages to include life insurance, pensions, retirement planning, and savings strategies, making them a comprehensive resource for financial well-being.
Committed to simplifying complex financial decisions, the company prides itself on delivering independent, qualified guidance. Their professional approach is designed to empower clients, whether navigating the intricacies of homeownership or building a secure financial future. With a focus on clarity and convenience, they make the application process seamless and provide ongoing support through informative resources like their finance blog. Recognized for their dedication and regulated by the Central Bank, they embody reliability and expertise in the financial services sector.
3. Bank of Ireland
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2,8/5
6, 7 Lower O'Connell Street Lower, D01 X324, Dublin
- Mortgage lender
- Financial institution
- Bank
Why we chose them
Bank of Ireland, a leading financial institution, stands out as a trusted provider of comprehensive banking and financial services. With a strong presence in Ireland and the UK, the company is a key player in the industry, offering services such as mortgages, credit cards, personal and business loans, and home insurance. Operating as a public limited company, it is regulated by the Central Bank of Ireland and adheres to strict governance and regulatory standards, ensuring reliability and professionalism in all its operations.
As a prominent mortgage lender, Bank of Ireland is committed to supporting both individuals and businesses with tailored solutions to meet their financial needs. Its dedication to responsible business practices and customer-centric services underscores its reputation as a reliable financial partner. With a focus on innovation and accessibility, the company also provides online banking options through platforms like 365 Online, catering to modern banking demands while maintaining its legacy of trust and excellence.
4. Ptsb
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2,8/5
12, 13 Lower O'Connell Street Lower, D01 H302, Dublin
- Mortgage lender
- ATM
- Business banking service
- Investment bank
- Bank
- Savings bank
Why we chose them
PTSB O’Connell Street Dublin stands out as a comprehensive financial hub offering a range of personal and business banking services. Equipped with a dedicated cash desk, the branch provides support for essential transactions such as withdrawals, deposits, and account-related inquiries. Open from 10 am to 3 pm, the branch is committed to delivering a seamless banking experience. As a trusted mortgage lender, savings bank, and investment bank, the company serves diverse financial needs, catering to first-time homebuyers, businesses, and individuals looking to grow their savings or invest wisely.
In addition to its branch services, the company offers modern banking solutions, including online and mobile banking, ensuring accessibility and convenience for customers. With a strong focus on customer support, the branch provides tailored financial products like credit cards, loans, and insurance plans. Whether assisting with mortgages, business banking, or long-term financial planning, the organization prioritizes a personalized approach. Its wide range of services, combined with an emphasis on customer care, makes it a reliable choice for both everyday banking and complex financial needs.
5. Ics Mortgages
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2,9/5
20 Ely Pl, D02 X263, Dublin 2
- Mortgage lender
Why we chose them
ICS Mortgages, established in 1864, stands out as a trusted and leading brand in Ireland’s mortgage market with over 160 years of experience. The company specializes in providing tailored mortgage solutions for homeowners, Buy-to-Let investors, and public sector workers. With flexible repayment options, rates starting from 4.25%, and the ability to overpay up to 20% annually, ICS Mortgages ensures customers benefit from adaptable terms throughout their mortgage journey. A unique offering is their 15-year interest-only option, catering to individuals, companies, and pension unit trusts, making them a versatile lender in the residential mortgage sector.
Renowned for exceptional customer service, ICS Mortgages has consistently earned industry recognition and testimonials that highlight their professionalism and expertise. Their range of services includes mortgages for first-time buyers, movers, and switchers, along with housing bridging loans and top-ups. The company prides itself on providing tax-efficient solutions for Buy-to-Let investors, offering up to 35-year repayment options. Backed by a team of qualified advisors, ICS Mortgages remains committed to meeting client needs while maintaining flexibility and reliability throughout the term of their mortgage agreements.
6. Ptsb
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3,3/5
172 Walkinstown Rd, D12 KX43, Dublin
- Mortgage lender
- ATM
- Business banking service
- Investment bank
- Bank
- Savings bank
Why we chose them
PTSB Walkinstown stands out as a versatile banking branch designed to cater to a wide range of financial needs. While this location does not feature a cash desk, it provides exceptional support for non-cash transactions, including assistance with account queries, loan applications, and other banking services. As part of Permanent TSB’s network, the branch also integrates advanced digital solutions like mobile and online banking to streamline customer experiences. Whether you’re exploring mortgage options, seeking business banking solutions, or investing in savings accounts, this branch is equipped to guide you through every step with professionalism and expertise.
Known for its comprehensive service offerings, the branch specializes in mortgage lending, business banking, savings, and investment services. Additionally, it features an ATM for convenient cash withdrawals and deposits. With a focus on financial planning, PTSB Walkinstown helps customers save for key milestones like education, homeownership, or weddings. This commitment to delivering tailored banking solutions reflects the overall ethos of Permanent TSB, making it a valuable addition to our company directory for individuals and businesses seeking reliable and innovative financial support.
7. Ptsb Ballyfermot
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3,1/5
Le Fanu Shopping Centre, Ballyfermot Rd, D10 AC85, Dublin
- Mortgage lender
- ATM
- Business banking service
- Investment bank
- Bank
- Savings bank
Why we chose them
PTSB Ballyfermot stands out as a versatile banking hub, catering to both personal and business customers with a diverse range of financial services. While this branch does not offer cash desk services, it excels in assisting clients with non-cash transactions, including account management, loan applications, and mortgage solutions. As a trusted mortgage lender, it provides tailored options for first-time buyers, switchers, and those building or investing in properties. Customers can also benefit from its comprehensive savings accounts, investment opportunities, and financial planning support, all designed to help them achieve their financial goals.
With a focus on convenience and innovation, the branch offers access to ATM services and advanced banking solutions such as mobile and online platforms. Its commitment to supporting small and medium enterprises (SMEs) is evident through its dedicated business banking services, including commercial mortgages, deposit accounts, and tailored lending solutions. Whether customers are seeking guidance on financial planning, exploring investment opportunities, or managing their everyday banking needs, the team at this branch is dedicated to providing expert assistance and a customer-centric approach to banking.
Frequently asked questions
What types of loans do loan agencies in Dublin typically offer?
Loan agencies in Dublin generally offer personal loans, business loans, mortgage loans, and debt consolidation services. Some agencies also provide specialized loans for educational purposes, car purchases, or home renovations.
What are the average interest rates for loans in Dublin?
Interest rates for loans in Dublin typically range from 5% to 20%, depending on the type of loan, your credit score, and other eligibility criteria. Personal loans may have slightly higher rates compared to mortgages or secured loans.
How long does it take to get a loan approved in Dublin?
Loan approval timelines in Dublin vary by agency and loan type. Personal loans can often be approved within 24-48 hours, while mortgages or business loans may take 1-3 weeks due to additional documentation and assessments.
What is the typical loan amount I can apply for in Dublin?
Loan amounts in Dublin usually range from €1,000 to €500,000, depending on the type of loan and your financial eligibility. Personal loans are often capped at around €50,000, while mortgages and business loans can go much higher.
How do I choose the best loan agency in Dublin for my needs?
To choose the best loan agency, compare interest rates, loan terms, and customer reviews. Look for agencies with transparent policies, no hidden fees, and flexible repayment options. Ensure they are licensed and regulated by the Central Bank of Ireland.
Are there any upfront fees for applying for a loan in Dublin?
Some loan agencies may charge upfront fees for processing or application, but many reputable agencies do not. Always ask about potential fees before applying and ensure they are clearly outlined in the terms and conditions.
What documents are typically required to apply for a loan in Dublin?
To apply for a loan in Dublin, you’ll typically need proof of identity (passport or driver's license), proof of address (utility bill or bank statement), proof of income (pay slips or tax returns), and bank account details. Additional documentation may be required for business or mortgage loans.
Can I apply for a loan in Dublin with a poor credit history?
Yes, some loan agencies in Dublin offer loans to individuals with poor credit history, although interest rates may be higher. Consider alternatives like secured loans or guarantor loans to improve your chances of approval and secure better terms.
